Credit Executive (Colombo/ Kandy/ Negombo)

Posted a month ago by Cargills Bank Limited, Classification: Banking & Financial Services

KEY RESPONSIBILITIES

  • Meet new customers and provide financial solutions to their requirements (new customr acquisition)
  • Meet the lending targets allocated to the branch and assist in growing the advances portfolio
  • Prepare credit proposals inclusive of financial analysis, operating analysis, risk analysis
  • Liaise with credit approving authority of the Bank to obtain timely approvals
  • Join the Branch Manager / Relationship Manager on client visits / meetings pertaining to credit facilities
  • Perform periodic reviews of the revolving & other credit facilities on a timely basis
  • Monitor the branch credit portfolio & provide solutions to customers with difficulties in repayment terms

EXPERIENCE & QUALIFICATIONS

  • Minimum 4 years of banking experience of which 2 years should be in a credit related role
  • Bachelor's Degree / full qualification in Banking / Credit Management / CIMA or equivalent
  • Strong communication and interpersonal skills
  • Good analytical skills including the ability to understand and interpret financial statements
  • Flair for Marketing with an outgoing personality
  • Should be able to perform independently with minimum supervision to meet strict deadlines

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